Monday 27 March 2017

New! Get more from your Severe Illness Benefit for less…



We're all aware of the devastating impact severe illnesses like cancer and coronary disease can have. We may have even seen the effects first-hand through the struggle of a family member or friend. But how prepared are we for the reality of severe illness in our own lives? And how successful would we be in taking care of ourselves and our families in the wake of such potentially debilitating diseases?

The Severe Illness Benefit from Discovery Life allows families to protect themselves against the effects of critical illnesses, by paying out a lump sum to help facilitate any necessary lifestyle changes, and to safeguard against any resulting financial loss. Now, however, the Severe Illness Benefit has been restructured to offer even more more cover, more payouts, and more peace of mind.

Improved cover for comprehensive protection

For years the Discovery Life Severe Illness Benefit has differentiated itself through features such as whole-body coverage, automatic cover for children and parents, and a unique multiple claims facility. Over the years we have gathered an in-depth understanding of the evolving risks against which our clients need protection. The complexity of the healthcare environment ,and continuous advances in medical technology mean that new treatments are continuously becoming available. In line with these trends, we have enhanced our Severe Illness Benefit and re-engineered our multiple claims facility to offer:
  • Greater cover at earlier stages of illness through the new Early Cancer Benefit, which covers 17 in situ cancer categories.
  • Market leading multiple claims through the new Cancer Relapse Benefit, where on recurrence of a cancer after a one-year remission period, the client will receive an additional payment of up to 100% of their sum assured. You can receive a maximum of two payments under this benefit for a sequence of related cancers.
  • Over 50 updated and amended treatment definitions for more wide-ranging coverage.
Simply choose to be covered by the LifeTime or LifeTime Plus Severe Illness Benefit, or upgrade your current insurance accordingly, and you'll enjoy direct access to these new and improved benefits. What's more, by protecting yourself and your family through LifeTime or LifeTime Plus benefits, you'll not only enjoy the same whole body coverage as always, you'll also be covered by insurance that takes both the initial and long-term impact of severe illness into account, giving you cover of up to 215% of your sum assured.

Here is how the special offer works

We couldn’t be more excited about the launch of our revised Severe Illness Benefit and to celebrate, we're offering you, our valued clients, an exclusive special offer. Simply take out, or upgrade to, the new LifeTime or LifeTime Plus Severe Illness Benefit, and not only will you enjoy the protection of our improved cover, you could also receive the LifeTime portion of your Severe Illness Benefit premium for the first two years paid back to you after five years.
In this way, you'll effectively enjoy LifeTime cover at the same price as comprehensive severe illness cover for two years! What's more, thanks to the comprehensive protection you'll enjoy through our newly upgraded benefits, you and your family can look forward to more peace of mind than ever before.
Speak to your financial adviser today.

Terms and conditions apply. Offer available from 17 October 2016.

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