Wednesday 21 December 2016

Mind the gap, please!


It was three years ago that Angelina Jolie announced she'd had a preventative mastectomy after genetic testing revealed she carried a gene that made her predisposed to breast cancer. Her decision was a progressive one, and it may have saved her life, considering she lost both her mother and grandmother to cancer.

While talking to the public about her decision was a step forward for breast cancer awareness in general, Jolie also highlighted the power of advanced genomic sequencing, something that could have a life-changing impact on the health of many but isn't always accessible due to the cost. Fortunately, if you take out Discovery Life Supplementary Gap Cover, it’s something you can receive access to.

Break through the barrier

Genomic sequencing isn't the only new and exciting area of medicine that's being pioneered. Every year medical technology surges ahead as new breakthrough treatments become available. Many of these have a high cost that may not be covered by your existing health plan. This is why a Medical Breakthrough Funder benefit becomes important if you want to ensure you or your family isn't hindered by high co-payments or unable to access the latest, most innovative medical treatment. The benefit pays out a tax-free lump sum of up to R500 000 on diagnosis of specific cancers and other illnesses associated with high treatment costs and covers you for future unrelated conditions subject to an overall maximum payment of R1 000 000 per insured person.

Enjoy extra protection
As a member of Discovery Life, chances are you've made some smart decisions to protect your health. And with Discovery's Supplementary Gap Cover, you can create a tailored protection plan by adding this cover to your Life Plan.

The Comprehensive Premium Protector is another of the many unique benefits of Discovery's Supplementary Gap Cover. If you suffer a qualifying disability or severe illness, or if you die, this benefit covers your Discovery Life, Health, Vitality and Vitalitydrive premiums, for two years. You also have the option to upgrade your medical scheme plan to a Classic Comprehensive Plan while the Comprehensive Premium Protector benefit is in payment.

Protect your pocket

Another way one of Discovery's Supplementary Gap Cover benefits can help is by assisting you financially. For example, with our Home Support Benefit, you'll be provided with R10 000 a month for up to twelve months if you or your spouse suffer a qualifying life-changing event. Also, our annual PayBack benefit, applicable to Discovery Vitality and Vitalitydrive members, can see you receive up to 25% of the total premiums you paid in a year.

If you'd like to learn more about how Discovery Life's innovative Supplementary Gap cover options can best protect you and your family speak to your financial adviser.

The Supplementary Gap Cover will only be available in April 2017.

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