Cover your business

As a business owner, the future of your company is of the utmost importance to you – which is why you work hard to ensure its continued success, and its ability to provide for you and your family. But have you considered what the future might hold for your business should you suffer a life-changing event such as death, disability or serious injury? Introducing the Business Life Plan from Discovery Life – an insurance policy structured with business owners in mind, and designed to take care of the well-being of your business and your family on your behalf.

Capital Disability

Protect your business against a key person becoming disabled with Capital Disability Cover.

Severe illness

Stay one step ahead of life-changing events like cancer or a stroke, by protecting key people in your business with Severe Illness Cover.

Rewarding health and wellness
Where the Business Life Plan differs from similar products in the market is in the rewards it offers to members. Under the Business Life Plan, you’ll qualify for a significant premium discount of up to 28%, as well as an upfront fund of up to 300 times your initial monthly premium on the policy insured – all thanks to our unique Principal PayBack Fund and the benefits of Integration.

Principal PayBack Fund
Exclusive to Discovery Life, the Principal PayBack Fund provides you with an upfront fund of up to 300 times your initial monthly premium on the policy through which you are insured. This fund is adjusted every year based on how effectively you manage your health and wellness, and you’ll receive a portion paid back to you every five years.

Upfront premium discount
More Integration means more rewards for you! If you are already a Discovery Health or a Vitality member, simply integrate (link) your existing Discovery products with your Business Life Plan, and you could enjoy a significant premium discount of up to 28%!