Monday, 3 November 2014

Live life with all your heart

We hear it all the time in conversation. Listen to your heart. Follow your heart. Speak from the heart. We use words like ‘big-hearted’, ‘heartwarming’ and ‘heartfelt’. We have heart-to-heart conversations, we get to the heart of the matter and we live our lives searching for our heart’s desire. And yet with so much importance placed on the role of the heart in our lives, how often do we take the time to look after our actual hearts, and give them the care and attention they deserve?

If you look at the statistics, you’ll realise it’s not very often at all. So much so that heart disease is currently the number one killer in South Africa, with 130 South Africans suffering a heart attack, and 240 suffering a stroke every day. That’s five heart attacks and ten strokes EVERY HOUR1. When you consider that only 52 million people live in South Africa, the statistics start to become scarily close to home.


The price of neglect

If the statistics are so shocking, and the risk of heart disease so high, why do we not take this deadly threat more seriously? Perhaps because, unfortunately, heart disease is a silent killer, often showing no symptoms up until the heart attack or stroke itself.

The risk factors that increase the likelihood of heart disease are almost endless: age, gender, smoking, obesity, too little exercise, too much alcohol, excessive sugar intake, diabetes, high cholesterol and high blood pressure. The good news is that most of these risk factors can be lessened through a simple change in behaviour.

Love your heart and reap the rewards

A simple change in behaviour is exactly what Discovery Life is trying to effect throughout South Africa – small steps towards the biggest reward of all: a long and healthy life. We hope to kick-start that change once and for all. And if you make the choice to start loving your heart and investing in your health, then Discovery Life will invest in you too – with significant discounts on your life insurance premiums.

We’re going to be celebrating your positive lifestyle changes with a possible reduced premium on your Discovery Life insurance policy. All you have to do is link your Discovery Health and Discovery Vitality products with your Discovery Life products, and you could enjoy a significant reduction on your monthly premium! What’s more, with our unique PayBack Benefit, you could get up to 60% of your reduced monthly premiums back as well!

The Severe Illness Benefit – securing the health of your family’s future

If you’re concerned about the health of your heart, and how a serious illness could affect your family, you may want to look into the Discovery Life Severe Illness Benefit – a policy that pays out a lump sum to your beneficiaries in the event of you suffering a severe illness. Not only will this help to cover any costs associated with a severe illness, such as absence from work, home care and any potential lifestyle modifications, it will also give you peace of mind, knowing that your family will be amply taken care of in even the most trying circumstances.

Our Severe Illness Benefit also allows you to make multiple claims on your policy, without your cover falling away. Depending on your choice of plan, you’ll be able to receive multiple claim payments regardless of how many illnesses you suffer. It’s our way of making sure you’re always taken care of.

A healthy heart means a healthy premium

It’s said that one in four South African women and one in three South African men will develop a heart condition by the age of 602. At Discovery Life, that’s the kind of statistic that we want to avoid you becoming – by helping you to live a long, rich, healthy life full of happiness and rewards.

Speak to your financial adviser today or find out more about our Severe Illness Benefit.

Alternatively, you can view our Severe Illness Benefit video.

References:

1”Global Action Needs to be Taken on the ‘Silent Killer’” http://www.heartfoundation.co.za/media-releases/global-action-needs-be-taken-%E2%80%98silent-killer%E2%80%99. Accessed on 3 September 2014.

2”What is Heart Health?” http://www.health24.com/Medical/Heart. Accessed on 3 September 2014.



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