Smart Tips: Updates to important documents

Dear Client

As of 1 October 2014, Discovery Insure’s new Plan Guide, Benefit Limit Annexure and Excess Annexure came into effect. It’s important to make sure you are aware of these changes. 

Summary of the changes to the Benefit Limit Annexure
Power surge is now covered up to the sum insured, on all Plans
60 days unoccupied cover (under Buildings and Household contents cover) is a new optional benefit for clients with houses that are unoccupied for longer than 60 days
An optional increase of up to R100 000 of Goods in the Open cover is now available on all Plans
Clients can now select up to R20 million cover on the Essential Plan and Classic Plans, and up to R25 million cover on the Executive Plan to cover Liability to others.

Summary of the changes to the Excess Annexure
The basic Vehicle excess is still R3 500 on the Essential Plan, and has increased to R3 000 on the Classic Plan and Executive Plan
The excess for Windscreen claims, including window glass claims, is now R750 and now includes all vehicle window glass
The basic Watercraft excess is now R3 000 on all Plans.

In addition, it is important to be aware of the new monthly Vitalitydrive premiums:
R45 per primary driver on the Essential Plan
R60 per primary driver on the Classic Plan and Executive Plan.

The changes were communicated to all clients however it is advisable to reiterate these changes and where relevant discuss the new optional benefits with our client if this is required from them.


Regards

Tersia van Nieuwenhuizen
Discovery Insure